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About Us
Working closely with you
We provide financing solutions tailored to help your business grow, stabilize, and succeed when traditional bank lending is not enough. Our team works alongside you and your existing lenders to build a plan that fits your situation.
Operating as a private company gives us room to work with challenging credits and structure deals that regulated banks cannot accommodate on their own
Our daily-followed asset-based lending provides real-time tracking and maximum availability, giving you working capital when you need it most.
We work alongside your existing banking relationships, preserving treasury services and deposits while providing the specialized gap financing.
Headquartered in Providence with offices across New England, we know the regional market, seasonal patterns, and business dynamics that shape Rhode Island lending.
Driving Rhode Island business forward
Whether you are navigating rapid growth, refinancing classified loans, acquiring a competitor, or simply need more working capital flexibility than a bank can offer, RI Capital brings the financing solutions and expertise to help.
Our team works alongside you and your existing lenders so every financing plan is built around your specific situation and delivered with the speed and flexibility you deserve.
As an affiliate of BDC Capital, America's oldest business development corporation, we bring unmatched experience to every financing relationship.
Our track record speaks for itself. Thousands of New England businesses financed and more than $2 billion invested in regional economic growth.
Funding from nearly 40 banks and credit unions across New England gives us the relationships and resources to structure the right financing for you.
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How to Access Our Services
RI Capital is staffed with seasoned professionals trained to find solutions to financing needs. When you call, a business development officer will guide you through our programs. Our promise:
Let's Get Started
The following information is generally required before we can begin the due diligence process leading to a formal commitment. Some financing types may require additional materials:
Once the Executive Committee approves a loan or investment, we issue a detailed commitment letter and the closing process begins.
Meet the Team
Let us show you how we can finance your future growth
